Posted on 2014-05-26
It is important to save money not only in order to be survive for months, but also to build your wealth. When people earn their paycheck, they usually tend to use the money first then they would put off the savings. This is just not quite right. If you want to build up your savings, you need put aside certain amount of money the moment you earn your check. Well, all the right is yours, but reading these tips might give you better alternative to save your money.
Common folks will be going on the scheme Earn, spend, and save later. But we could also consider earn, save, and spend later. When you obtain your paycheck, it is suggested to save 10% of your money first. No matter how you want or need something, do not touch your first 10%. Just keep it in the bank or other places that you think are safe. Do not spend even a bit. This process could be a daunting task to do at the first time since you need to affirm yourself to be strict on the savings. But I can guarantee if you can keep the phase and are not tempted to use the 10% money, you will be naturally saving more and more for the next months.
For those who have not ever saved their money, this process would build their good habit for saving on the next expected period of time. I agree that it is hard at the first time. The discipline demand of this process is quite hard to commit. However, Ones who get through the first month will be confident when the 2nd paycheck earned.
These are basic things you can do to save some money:
- Differ the needs and wants. Do not buy items that you do not need. You ought to rather buy needs first then think about what you want.
- Track down your expenses. Make a list of items that you bought for weeks or month.
- Set a saving goal. You can use your own timeline and your own goal.
- No matter how much you want something for this month, just stick to the saving plan. If you have set your budget, do not overspend money for something
that is not crucial for your life.
I would give you some examples on how to save money in Singapore.
Firstly, you can save money on your food. If you are willing to eat outside, it does not have to be expensive to get it. Food in Singapore is a melting pot of culinary treasures. And since you have a lot of choices, there must be affordable venues you can visit.
When you eat outside, you could consider visiting Hawker Centers. This is the place the provide freshly prepared local fare. Numerous foods vendors sell different types of food that are affordable and of course, healthy to eat. They serve the most authentic foods from Singapore. The price would amaze you. With only 5 Singapore bucks, you can get such a deli meal.
Car rental stuff can be quite annoying when you need to spend some dollars from your pocket. This is the best possible way you can try if you want to save some money for car rental in Singapore.
Looking for the best rental car in Singapore at affordable price can be such a task. First of all, you need to research all the websites that offer car rental services. Take your time and make a list of them. Compare the price from each other. If possible, highlight some discounts or any special offers. A bit tough but will save you a lot of money. Make sure that you get the affordable car rental but also suit your needs and wants.
Coupon code also help you to save a lot of money. Online merchants often offer many offers or special discounts on certain items to clear their inventory. Common offers like cash back and reward points are often used to grab the customers attention. You only need to look at the right place to find deals and coupon codes. For instance, when you need to know about Zalora offers and discounts, you just need to type on the search engine and enter Zalora Voucher Code keyword. You will find a lot of interesting offers you can try to save a lot of money.
There are actually a lot of ways you can try. You can even can invent your own saving trick by using your creativity. Some tips are useful to help saving a great amount. So, do keep check up everything you would like to buy and pay only for those that are important and needed. This would make you enjoy your life without draining your pocket.